1. General

This is the privacy policy of Bankonites, (here to after referred to as “Bankonites”) which applies to all Bankonites websites and services.

This privacy policy of Bankonites is intended for all users of the Bankonites websites and services (“user”). The Bankonites services relate primarily to advertising from third parties (“advertising partners”) on websites and services operated by other third parties (“publishers”) as well as advertising via the own assets operated by Bankonite Communications Pvt. Ltd.  (“services”) and third parties (“resellers”) using the assets of Bankonites in order to publish advertisements from their own advertising partners. Therefore users are mainly advertisers, publishers, resellers and other interested parties or their employees. Among the users are also users of services on the Internet provided by publishers and resellers (“publisher-user”) as well as other private users who are in direct contact with us.

All personal information that Bankonites collects through users by the use of the websites and services that users voluntarily submit and provide in the course of all business relations will handled by Bankonites in regards to applicable data protection legal provisions.

Bankonites saves and uses data to prevent and combat fraud and abuse on Bankonites websites and services and to offer services adapted to our users. All details are laid out in this privacy policy.

2. Application of Privacy Policy

This privacy policy is only applicable to the websites and services of Bankonites. It does not apply to the websites and services of the publishers. In the event that the user is forwarded, for instance via redirect, link, or an advertisement, to another website or service not operated by Bankonites, the user will be informed by Bankonites that this document does not apply to the website or service concerned. Bankonites declares to not be responsible for the way the operator of the other website handles data. In particular, Bankonites is not responsible that this privacy policy does not apply to websites and services not operated by BankonitesBankonites recommend to all users to always read and check carefully the privacy policy of third-party websites.

3. User Personal Information

Bankonites collects, processes and stores personal information from the user that the user voluntarily submits via forms on the website or services or elsewhere operated by Bankonites in electronic or any other form of communication. To register to use the websites or services from Bankonites the user needs to submit certain personal information. This includes among other things names and email addresses.

4. Storage of Information

Usage Data:

When a user makes use of websites or services operated by BankonitesBankonites automatically saves through the usage of cookies the domain name and/or IP address of the computer used to contact Bankonites as well as the date, length of visit at the website or service operated by Bankonites, pages accessed by the user and browser used.

Mobile Use of the Services:

Via smartphones, tablets, or other mobile devices users can also access content and services from BankonitesBankonites then stores the device’s identification number (i.e. ANDROID_ID, IMEI, MAC Addresses) that accesses the content or service in an anonymized form as well as the standard technical information (i.e. operating system version, device type, and so on) to enable the user to access the content or service.

Email Address:

If submitted, Bankonites stores the email addresses of its users. Users either submit their email address voluntarily via contact form or by submitting it in the course of direct communication with Bankonites.

Information via Communication:

Bankonites saves the history of communication when the user submits a ticket to Bankonites customer support as well as the information submitted by the user in the course of the communication (i.e. email address). Bankonites does this in order to answer the user inquiry as best as we can. We do not share this information with third parties.

Other voluntarily submitted Information:

Our main concern is to always try to improve our offers and services as well as to adapt them to its users as best as we can. In the course of that approvement process, the user can submit additional information to Bankonites as part of the use of offers and services operated by Bankonites or in the course of direct communication. Information stored in such as name, address, age, gender, interests, and, if applicable, payment data. Payment data is only stored if the user processes a payment via Bankonites. The user can also allow Bankonites to record their usage behavior on partner websites.

5. Third Party Information Gathering

Usage data from Publishers (publisher-user):

Publishers who work with Bankonites share information about the behavior of the publisher users’ usage. Bankonites needs the publisher users’ data in order for the user to receive benefits for offers from the publisher. By doing so, the publisher assigns each user a personal ID (“UserID”) connected with the usage data. The user can only be read out by the publisher. Bankonites is not able to directly associate the usage data shared by the publisher via the UserID with the user. Bankonites can only determine the identity of the publisher-user if the publisher-user itself initiates such a request.

Thus, the information transmitted by the publisher to Bankonites is not related to one individual. This applies unless the publisher-user disclosed their identity and therefore waived the protection of his private information (for instance accessing the publisher’s content with a user name connected to the real name or entering the email address on the publisher’s website). In this case, but not solely, Bankonites is entitled to the above-mentioned rights to use personal information.

Nevertheless, publisher-users should check the privacy policy of the publisher’s website in regard to the publisher’s handling of personal information.

6. Use of Personal Information

Optimization of the service:

Bankonites collects, processes, and stores users’ personal information when seeing a legitimate business purpose for it. Expressed in a different way Bankonites collects, processes, and stores user data to better understand users of their websites and services and therefore offer them better services. For instance, Bankonites can not only use the information stored for direct processing of the agreement concluded with the user (for example use of services, creation of invoices, use of customer support), but also use it to identify malfunctions and/or misuse of Bankonites websites and services.

Prevention and combat of abuse:

Thus, Bankonites logs and stores information on the use of Bankonites websites and services such as activity on the publisher’s website and service in regard to customers’ advertisements or services, including the monitoring of behavior patterns and checking for manipulations. This can be useful and therefore is used to detect misuse or improper activity by the user or publisher-user. Bankonites uses special software to detect the use of illicit scripts and identify the IP address as well as other data in regard to the behavior of users and publisher-users. If Bankonites determines that a user or publisher-user violates its contractual obligations, for instance by using illicit scripts, Bankonites explicitly reserves the right to bring the user’s or publisher users’ data together with other data stored by Bankonites on this person to prove the violation. We will then possibly take additional measures against the users or publisher-users concerned to restore normal operation.

Billing of services:

Insofar as it is required for billing, Bankonites is entitled to share user data with the service provider responsible for payment processing. Bankonites is also entitled to provide user data to third parties authorized to collect outstanding balances, insofar as this information is required or useful to collect the balance. When cooperating with third parties for these services, Bankonites will obligate them to observe applicable data protection laws and guarantee sufficient data protection.

Market research:

Bankonites is entitled to anonymously use the information stored by and from the user or publisher-user to evaluate interests, user behavior, and demography. Bankonites is also entitled to anonymously analyze information stored about the user or publisher-user in a statistical and aggregate form. If and to the extent to which Bankonites uses data to create user profiles, Bankonites will never share the profiles with third parties without the consent of the person concerned and will immediately cease the use of the user profile if the user or publisher-user objects to it.

Personalized offers:

Based on the information submitted to Bankonites as well as the actions within Bankonites websites and services, Bankonites may allow third parties to contact the user for advertising purposes. As long as the user does not object to the use of its user data for this purpose, advertising can be sent that matches his or her profile and interests. The information cannot be attributed to the user, unless the user voluntarily made this information on a website or service operated by Bankonites.

Email Address:

The email addresses acquired through an offer form of Bankonites or received directly from the user can be used by Bankonites to send the user newsletters and information on Bankonites offers. The user can withdraw this consent by objecting at any time via email at no charge. The user will have the opportunity in every information and newsletter sent by Bankonites to unsubscribe or send a cancellation notice via mail.

If the user voluntarily shares personal information on request by Bankonites , then Bankonites will use this information with his or her consent so that the user receives personalized special offers.

7. Sharing of Personal Information

User Data:

Personal and pseudonymized user data is used solely by Bankonites. It is not shared with third parties. Information received by third parties about user behavior is received only without being able to attribute it to a specific person.

Personal Information:

Bankonites will use and when necessary share personal information in the course of fraud prevention and detection.

Bankonites will transmit users’ personal information to advertisers and resellers only when the user redeems a promotional offer of such a partner company participates in a survey and the information is required for processing or for participation in the survey.

Bankonites will not provide third parties with email addresses or information from the communication with customer support or other information volunteered to Bankonites.

8. Changing or Deleting Personal Information

The user and publisher-user can change or delete their personal information at any time. The user or publisher-user can as well contact Bankonites, if they would like Bankonites to change or stop using their information. Bankonites will change or delete the user’s or publisher users information as quickly as possible. However, Bankonites points out that due to technical and organizational constraints, it is possible that some ongoing measures or those that have not yet begun may continue to be carried out after the request for deletion to Bankonites has been made.

9. Disclosure of personal information

Bankonites will disclose all of the information stored about the user or publisher-user immediately and unchanged on request by the user or publisher-user. The information will always be conveyed in electronic form via email. Exceptions might be made after consulting the Bankonites support.

10. Changes to the Privacy Policy

While observing current data protection laws Bankonites reserves the right to change this privacy policy at any time. Therefore Bankonites recommends regularly informing yourself about the current privacy policy stated here. In the event that Bankonites intends to use a personal user or publisher-user information on a larger scale than it has been used up to now, Bankonites will announce this beforehand.

11. Support and Contact

For any questions regarding the Privacy Policy or other matters please contact us.

When contacting us, we keep a record of that correspondence and collect your email address and other information in that matter as stated above. This will only happen for archival purposes as well as for further correspondence and optimization of our website and services. Your email address will not be used, transferred, or sold.